<?xml version="1.0" encoding="UTF-8"?>
<!--
  Both languages, each declaring the other as an alternate. Without the
  hreflang pairs a search engine treats them as two competing pages about the
  same thing and picks one, which is how the Hungarian page disappears.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://money-manager.app/</loc>
    <lastmod>2026-08-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://money-manager.app/"/>
    <xhtml:link rel="alternate" hreflang="hu" href="https://money-manager.app/hu/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://money-manager.app/"/>
  </url>
  <url>
    <loc>https://money-manager.app/hu/</loc>
    <lastmod>2026-08-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://money-manager.app/"/>
    <xhtml:link rel="alternate" hreflang="hu" href="https://money-manager.app/hu/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://money-manager.app/"/>
  </url>
  <url>
    <loc>https://money-manager.app/privacy.html</loc>
    <lastmod>2026-08-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://money-manager.app/terms.html</loc>
    <lastmod>2026-08-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
</urlset>
