Point it at your bank statement. Every transaction lands in the right category, in the right currency, on the right account — and you get on with your evening.
Free forever for one household. No card needed.
What it does
Drop in a PDF or CSV from any bank. It is read in your browser — the file never leaves your machine — and checked against the opening and closing balance the bank printed, so you know the import is right rather than hoping it is.
Connect the account once and new transactions arrive on their own, through the same regulated open banking interface your bank has to offer. Consent expires when the rules say it does, and you are asked again before the feed goes quiet — never after.
Your own rules run first, then what your household has filed before, and only what is genuinely new is passed to a model. By the second month most of a statement is answered before anything leaves the building — no waiting, no cost, and the same answer every time.
A forint account, a euro account and a card in pounds add up to one figure, converted at each transaction's own date with the European Central Bank's published rates. Nothing is rounded twice, and a transfer between your own accounts keeps both banks' figures exactly as they booked them.
Invite whoever shares the money. Everybody sees the same budget, and each transaction remembers whose it was.
Regular payments are spotted from your own history and offered as recurring entries. Turn one down and it stays down.
Each person in a household reads the app in their own language, with money still written the way it is written where it lives.
Privacy
That is a design decision with code behind it, not a paragraph in a policy.
A PDF or CSV is parsed in your browser. Only the resulting transactions are sent to us — never the file, and never a page of it we did not need.
Not by a WHERE clause somebody has to remember: by
row-level security in Postgres, enforced against a database role that
is not permitted to bypass it. The server refuses to start if that is
not true of every table.
Your open banking key is sealed before it is stored, so a stolen database dump is not enough to use it. Your card details we never see at all — Stripe's own pages take those.
The free plan is supported by adverts, and they sit beside your budget without being given anything from it: no amounts, no payees, not even which household is reading.
Read the privacy notice for the whole of it, in plain language.
Pricing
Not per person. If you pay, everybody you share the budget with is covered.
Everything you need to see where your money goes.
Let your bank and a classifier do the typing.
Every account, every household, no limits.
Prices include VAT where it applies. Paid yearly saves 19%. Cancel whenever you like from Stripe's own billing page — and if you do, every transaction you have entered stays yours to read and export.
Questions
Bank sync covers most banks in the European Economic Area, through the open banking interface every one of them is required to offer.
If yours is missing or awkward, importing a statement works with any bank in the world — including the ones that give you a PDF laid out like a fax from 1997 — and it is on every plan, the free one included.
No. Statements are parsed in your browser, so the file itself never reaches us. What we do store — the transactions you keep — is fenced off per household inside Postgres by row-level security, enforced against a database role that cannot bypass it.
The administration screen we use to run the service shows how many transactions a household holds. It cannot show what they are.
You drop to the free plan. Bank sync stops and the classifier stops, and everything you have ever entered stays exactly where it is — readable, searchable, and exportable.
No plan here limits how far back you can look. Budgeting software that hides your own past from you to sell an upgrade has no business being trusted with your present.
Yes, on every plan, as CSV. Somebody who cannot leave cannot check any other promise on this page, so this one is not optional.
No, and there would be no way to make it work: the free plan is paid for by adverts that are handed nothing about you, and the paid plans are paid for by the subscription. Those are the only two ways money arrives here.
The site works properly on a phone today — it is built for a small screen first. Native apps for iPhone and Android are being worked on, and they will use the same account, with sign-in through Apple on Apple devices.