Shared, properly
Invite whoever shares the money. Everybody sees the same budget, and each transaction remembers whose it was.
It fills itself in.
Drop in a bank statement. Every transaction lands in the right category, the right currency and the right account. You just read the result.
Free forever for one household. No card needed.
Barclays
1 Jun 2026 – 30 Jun 2026
STATEMENT OF ACCOUNT — BARCLAYS BANK UK PLC
Account: 20-00-00 55779911
Opening balance: 5,918.90 GBP
Closing balance: 6,420.50 GBP
28JUN26 CARD PAYMENT TO LIDL GB 0512 LONDON ON
28-06-2026, REF 2392070354, BCC −38.40
28JUN26 DIRECT DEBIT TO E.ON NEXT ENERGY LTD,
MANDATE 0032, REF 8811203994 −82.16
27JUN26 BANK GIRO CREDIT, ACORN LABS LTD,
REF SALARY JUN26 +2,612.40
27JUN26 CARD PAYMENT TO WHOLE FOODS MKT 214 NY,
REF 8827104432, FX 18.40 USD −14.28
26JUN26 CARD PAYMENT TO TESCO STORES 7781 ON
26-06-2026, REF 5510028841, BCC −52.10
REJECTED INSTRUCTIONS: 4 items
Reviewing barclays-2026-06.pdf
0 of 5 filed
28JUN26 CARD PAYMENT TO LIDL GB 0512 LONDON ON 28-06-2026, REF 2392070354, BCC −38.40
LidlGroceries · Monzo current
your rule
−£38.40
28JUN26 DIRECT DEBIT TO E.ON NEXT ENERGY LTD, MANDATE 0032, REF 8811203994 −82.16
E.ON NextUtilities · Monzo current
your rule
−£82.16
27JUN26 BANK GIRO CREDIT, ACORN LABS LTD, REF SALARY JUN26 +2,612.40
SalaryIncome · Monzo current
seen before
+£2,612.40
27JUN26 CARD PAYMENT TO WHOLE FOODS MKT 214 NY, REF 8827104432, FX 18.40 USD −14.28
Whole Foods MarketGroceries · $18.40 abroad
seen before
−£14.28
26JUN26 CARD PAYMENT TO TESCO STORES 7781 ON 26-06-2026, REF 5510028841, BCC −52.10
TescoGroceries · Monzo current
new to you
−£52.10
The opening balance plus the money in, less the money out, comes
to the closing balance the bank printed.
Nothing is imported until it does.
Keep scrolling
How it works
One file in. A filed month out.
1
Drop the file
PDF or CSV, from any bank, as many at once as you like. A statement is read on your own device — the file itself never leaves it.
2
It proves itself
Your statement prints an opening balance, a closing balance and its own totals. If the rows do not add up to all three, nothing is imported.
3
It files itself
Your own rules go first, then everything your household has filed before. Only what is genuinely new needs naming — and once named, it is remembered.
More than one currency
Several currencies. One honest answer.
However many accounts you hold, in whatever currencies. Each amount is converted at the rate of the day it happened, from the European Central Bank's published figures — never at today's, and never rounded twice.
Monzo current
£6,420.50
at 0.855 GBP / EUR
N26 main
3 891,67 €
the base currency
Chase card
$1,423.07
at 1.079 USD / EUR
Everything together, in euro
€24,180
The per-currency figures above are the honest ones. This is for comparing one month with the next — and you choose which currency it lands in.
The app
Built for the questions you actually have.
Where did it go, what is left, and what is still to come out. On a laptop and in your hand, with the same account.
This month, at a glance
Spent, earned, what is left, and what is still due — with the amount in each currency kept beside the converted one, because only one of those two is the exact figure.
Everything, and easy to find
Filter by period, type, account, category or person. Anything the import could not place is one filter away, and a row is one tap from being put right.
Where it actually went
In against out over twelve months, what you are worth over time, and the categories that took the money — with each category keeping its own colour from one month to the next.
Statements in, budget out
Drop a year of monthly exports at once. Each file stays its own batch, overlapping rows are flagged and unticked, and any file is one click to undo entirely.
Soft caps, not blocks
One overall cap for the month plus a limit per category. Nothing is ever refused — you are told where you stand and left to decide.
Goals in their own currency
Link a goal to an account and it fills in from that account's balance, in that account's currency. Or track it by hand and nudge it along.
Nothing is booked without you
Rent, salary, insurance, the subscription you forgot. Regular payments are spotted from your own history and wait to be confirmed before they become a transaction.
One per currency you hold
Give each account its IBAN and moving money between your own accounts stops looking like spending. Check any date's running balance against the statement.
Subscriptions, found
Regular payments are spotted from your own history and offered to you. Turn one down and it stays down.
English and Hungarian
Each person in a household reads it in their own language, with money still written the way it is written where it lives.
Privacy
Built so we cannot read your statements.
Not a paragraph in a policy. It is how the thing is put together.
Your statements stay on your device
A PDF or CSV is read where you opened it. Only the transactions it found are sent on — never the file, and never a page of it nobody needed.
One household cannot see another
Households are kept apart underneath the app rather than by each screen remembering to ask the right question. If that separation is not in place, the service refuses to start.
We never see your card or your bank password
Payment happens on Stripe's own pages, and you authorise your bank on your bank's own site. Neither of those things passes through us, so neither is ours to lose.
Adverts are told nothing
The free plan is paid for by adverts that sit beside your budget without being given anything from it. No amounts, no shop names, not even which household is reading.
The privacy notice has the whole of it, in plain language, along with everyone else involved and why.
Pricing
One subscription covers the household.
Not per person. If you pay, everybody you share the budget with is covered.
Free
Everything you need to see where the money goes.
€0forever
- 1 household, 2 people
- 4 accounts
- As many statement imports as you like
- Rules, and learning from your history
- Every currency, real rates
- Export everything, any time
- No bank sync
- Supported by adverts
Most popular
Plus
Let your bank do the typing, and the new shops name themselves.
€3.99/month, or €39.90 a year
- 3 households, 5 people each
- Accounts without limit
- 1 bank connection, feeding itself
- 1 000 unfamiliar payments named a month
- No adverts, for anyone in the household
- Everything in Free
Family
Every account, every household, no limits.
€7.99/month, or €79.90 a year
- Households and people without limit
- Bank connections without limit
- 10 000 unfamiliar payments named a month
- Help by email, first in the queue
- Everything in Plus
Priced in euro, forint and dollars — you are seeing yours, and you are charged exactly what you were shown. Somewhere else? You can change it when you subscribe. Prices include VAT where it applies. Paying yearly is two months free. Cancel whenever you like from Stripe's own billing page — and if you do, every transaction you have entered stays yours to read and export.
Questions
The things people actually ask.
Is my bank supported?
Bank sync covers most banks in the European Economic Area, over the connection every one of them is required to offer.
If yours is missing or awkward, importing a statement works with any bank in the world — including the ones that give you a PDF laid out like a fax from 1997 — and it is on every plan, the free one included.
Can you see my transactions?
No. Statements are read on your own device, so the file never reaches us at all. What we keep for you is separated per household, and that separation is enforced beneath the app rather than left to each screen to remember.
The screen we use to run the service can tell us how many transactions a household holds. It has no way of showing what they are.
What happens if I stop paying?
You drop to the free plan. The bank feed stops, and everything you have ever entered stays exactly where it is — readable, searchable and exportable.
No plan here limits how far back you can look. Budgeting software that hides your own past from you to sell an upgrade has no business being trusted with your present.
Can I get my data out?
Yes, on every plan, as CSV. Somebody who cannot leave cannot check any other promise on this page, so this one is not optional.
Do you sell my data?
No, and there would be no way to make it work: the free plan is paid for by adverts that are handed nothing about you, and the paid plans are paid for by the subscription. Those are the only two ways money arrives here.
Is there an app for my phone?
The site works properly on a phone today — it is built for a small screen first. Apps for iPhone and Android are being worked on, and they will use the same account.